VA loans are a government-backed mortgage option designed to make homeownership more accessible for Veterans and their families.
Why Choose VA Loans?
VA loans are a powerful home financing benefit offered to Veterans, active-duty service members, and eligible surviving spouses. Backed by the Department of Veterans Affairs, these loans make homeownership more accessible by eliminating the need for a down payment and private mortgage insurance. Whether you’re purchasing your first home or refinancing an existing mortgage, VA loans are tailored to support those who’ve served our nation.
Key Features and Benefits
One of the standout benefits of VA loans is the $0 down payment requirement, allowing you to buy a home without the financial burden of saving for a substantial upfront cost. Additionally, these loans offer competitive interest rates and flexible credit guidelines, making them accessible to borrowers who may not qualify for traditional financing. By removing private mortgage insurance (PMI) and limiting closing costs, VA loans help Veterans and service members save thousands over the life of the loan.
How We Support Your Journey
At Cascade Home Loans, we simplify the VA loan process from start to finish. Our team ensures you meet eligibility requirements, assists in securing your Certificate of Eligibility (COE), and guides you through every step of the application process. With personalized support and a deep understanding of the unique needs of Veterans, we’re committed to helping you achieve your dream of homeownership with confidence and ease.
Apply for your loan without worrying about upfront application costs, so you can focus on finding the right home and financing solution.
You may qualify if you are a Veteran, active-duty service member, or eligible surviving spouse and meet the VA’s service requirements.
VA loans require no down payment for qualified borrowers.
Yes, lenders typically require a minimum credit score (usually around 620) and evaluate your debt-to-income ratio to ensure affordability.
A COE verifies your eligibility for a VA loan. You can obtain it through a VA-approved lender, the VA’s eBenefits portal, or by mail using VA Form 26-1880.
Yes, VA loans are a lifetime benefit. You can reuse them, even after selling your current home, as long as you meet eligibility requirements.
VA loans offer significant advantages, including no down payment, no PMI, lower interest rates, and more forgiving credit guidelines compared to conventional and FHA loans.
Don’t just take our word for it
Pippy and his team were the best, very efficient and communicative throughout the entire process!
Great experience from start to finish with Andrew Pippy. He was super responsive, explained everything clearly, and made the whole mortgage process way less stressful. Not to mention he gets closing completed super quickly! We were able to close a week earlier than expected. Highly recommend!
I’ve worked with Jason before when I was originally going through the process of buying my house, he is very well educated and will help you every step of the way, highly recommend his services. Absolutely top tier!
Great company with top tier values. Clients always come first and the guys work harder than anyone I’ve ever seen to make things happen. Would not feel taken care of getting a loan anywhere else.
Mat was immensely helpful, communicative, and all around a pleasure to work with as my husband and I navigated our first home-buying experience! Highly recommend.
Andrew Pippy with Cascade went above and beyond for our home purchase! He was able to facilitate everything for my VA Loan and we were able to lose 18 days after offer acceptance!!! Unreal timing and service from this team. 10/10 service and communications, will do business with again!
“Working with Andrew Pippy and his team was a seamless experience. Communication was always clear and secure, and he consistently responded promptly. I truly appreciate the excellent support—thank you!”
Mat was wonderful to work with and made our first time home buying process super easy! Extremely communicative and professional!
Matt recently helped us refinance our home. We had a great experience! Matt is so patient and answered all of our questions. We look forward to working with Matt again in the future.
