5-9 Unit Loans provide real estate investors with the financing needed to purchase or refinance multi-family properties for income generation.
5-9 Unit Loans are a specialized financing solution tailored for investors and developers looking to acquire, refinance, or renovate multi-family properties with 5 to 9 units. Unlike traditional residential loans, these loans are designed to cater to the unique needs of multi-family property owners, focusing on the property’s income potential rather than personal income. Whether you’re expanding your portfolio or making strategic upgrades, 5-9 Unit Loans offer the financial flexibility you need to succeed.
With 5-9 Unit Loans, you can secure financing for larger multi-family properties that generate steady rental income. These loans typically offer competitive rates and terms tailored to the needs of investors. Eligibility is primarily determined by the property’s cash flow and debt service coverage ratio (DSCR), making them an excellent option for borrowers who may not meet conventional loan requirements. Additionally, they provide options for renovation and upgrades, helping you maximize the value of your investment.
At Cascade Home Loans, we specialize in multi-family property financing. Our team works closely with you to understand your investment goals, evaluate property income potential, and customize loan terms to fit your needs. From pre-approval to closing, we streamline the loan process, ensuring you have the financial tools to grow your real estate portfolio confidently.
Apply for your loan without worrying about upfront application costs, so you can focus on finding the right home and financing solution.
Real estate investors and developers with experience managing income-generating properties or strong financial profiles typically qualify.
Eligibility is based on the property’s cash flow and debt service coverage ratio (DSCR), not personal income.
Properties with 5-9 residential units, as well as mixed-use buildings with residential and commercial spaces, are eligible.
Yes, most lenders require a down payment, typically ranging from 20% to 30%, depending on the loan terms.
No, many 5-9 Unit Loans allow financing for renovations and upgrades to increase property value and rental income.
Yes, refinancing options are available to help you secure better rates or terms and access equity for additional investments.
Don’t just take our word for it
Mr. Joe Donahue made life easy throughout the process. Very responsive and knowledgeable, sharing all options and any angles!
Had a great experience with Matthew MacDonald. He helped me get everything in order, and done on time to close very quickly with little stress! There is always a lot of back and forth to do with a home closing, especially when its a financed transaction, but Matt made it easy! Very responsive, very professional.
We had such a great experience working with Donnie! He made the loan process smooth, straightforward, and much less stressful than we expected. He was always helpful, responsive, and easy to communicate with, and he took the time to answer all of our questions along the way.Thanks to Donnie’s help and guidance, we were able to secure our loan and officially buy our home! We’re so grateful for everything he did to help make the process possible. We would absolutely recommend Donnie to anyone looking to purchase a home!
Working with Mat was fantastic! Mat was knowledgeable, responsive, and very easy to work with, which resulted in a stress-free process. We highly recommend him!
May was great. Super easy to work with and timely with sending documents and any info during the home search process. Highly recommend.
Pippy and his team were the best, very efficient and communicative throughout the entire process!
Great experience from start to finish with Andrew Pippy. He was super responsive, explained everything clearly, and made the whole mortgage process way less stressful. Not to mention he gets closing completed super quickly! We were able to close a week earlier than expected. Highly recommend!
I’ve worked with Jason before when I was originally going through the process of buying my house, he is very well educated and will help you every step of the way, highly recommend his services. Absolutely top tier!
Great company with top tier values. Clients always come first and the guys work harder than anyone I’ve ever seen to make things happen. Would not feel taken care of getting a loan anywhere else.
