USDA loans provide affordable home financing options for families and individuals looking to buy or refinance in rural and suburban areas.
USDA loans, backed by the U.S. Department of Agriculture, are designed to make homeownership accessible to families and individuals in rural and suburban areas. With zero down payment requirements, affordable rates, and flexible credit standards, USDA loans are an excellent option for those seeking an affordable path to homeownership. These loans are tailored to promote growth in rural communities by making home financing easier and more affordable.
One of the most significant advantages of USDA loans is the $0 down payment option, allowing buyers to purchase a home without a large upfront investment. These loans also feature competitive fixed interest rates and lower mortgage insurance premiums compared to conventional loans. USDA loans are specifically structured to benefit moderate-to-low-income borrowers, making them an excellent choice for families looking for affordable housing solutions in qualifying areas.
Apply for your loan without worrying about upfront application costs, so you can focus on finding the right home and financing solution.
USDA loans are available to moderate-to-low-income individuals and families purchasing homes in eligible rural or suburban areas.
No, USDA loans offer a $0 down payment option for qualified buyers.
The USDA provides a property eligibility map to determine if the home you’re interested in is located in an eligible area.
Yes, USDA loans are designed for moderate-to-low-income borrowers, and eligibility is based on household income limits specific to your area.
USDA loans require lower mortgage insurance premiums compared to conventional loans, making them more affordable.
Yes, USDA loans offer refinancing options to lower your rate or adjust your loan terms.
Don’t just take our word for it
Matt is a pleasure to work with. He helped me through every part of the home buying process answering any and all of my questions along the way. He is hard working, timely, and easy to understand. I would recommend him!
Andrew was a dream to work with. I had a complicated situation and he was there to help me throughout the whole process. He was extremely helpful with all of the difficult situations that came his way. I would not hesitate to recommend him to anyone.
We closed on the house in less than 28 days and this was the first time we ever applied for a loan( FHA). Working with Andrew was literally a breeze. He was very responsive and connected us with anyone we may need during the entire loan process. He was honest, thoughtful, and helpful each step of the way and made the entire process so smooth. Can’t recommend him enough!
Trying to buy a house in a red-hot market is a challenge; having Andrew on the finance side made everything so much easier. We made offers on several properties and every time Andrew was able to provide an approval letter immediately. When we finally had an offer accepted, he made the process clear and simple, and most importantly FAST. We would definitely recommend Andrew to anyone looking for financing.
Andrew stayed on top of everything and made the process very easy, under 2 weeks from submission to clear to close. I would absolutely recommend him to anyone in the future.
From the first contact “let me pull over I am driving and I will have a quote for you”: which only took about 25 mins max to today, the day of closing it has been little more than 31/2 weeks and it is all because of Andrew’s undivided attention, availability and determination. A pleasure to work with highly recommended!
It was a pleasure working with Andrew in both shopping for a mortgage and then completing the mortgage application and closing process. He was professional and very easy to work with…open to talk at any time and answer any questions…right up to the closing. He was even present at the closing to again field any questions and ensure the closing went as expected. I highly recommend Andrew to anyone looking for financing solutions.
My wife and I had a difficult situation between buying and selling homes with different agents and being long distance. I found Andrew multiple times going above and beyond what he should be doing. Recognizing that buying/selling house waits for no one makes it difficult when you are at work, Andrew would ALWAYS pick up the slack on our end as well as give me much needed reminders. In addition, I found it refreshing to get honest answers from Andrew, rather than hearing what you “want” to hear. All in all, Andrew is great at his job and a really great person, that always has your interest in mind, and will do the right thing. He makes one of the more stressful life events, a little bit less stressful.
Andrew was very responsive and went out of his way to make sure we always had all of our questions answered. He worked with us to make sure that we could afford our home and get into it quickly, before we even found one to put an offer in. Even after closing, he continued to answer our questions and give us advice.
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.
