5-9 Unit Loans provide real estate investors with the financing needed to purchase or refinance multi-family properties for income generation.
5-9 Unit Loans are a specialized financing solution tailored for investors and developers looking to acquire, refinance, or renovate multi-family properties with 5 to 9 units. Unlike traditional residential loans, these loans are designed to cater to the unique needs of multi-family property owners, focusing on the property’s income potential rather than personal income. Whether you’re expanding your portfolio or making strategic upgrades, 5-9 Unit Loans offer the financial flexibility you need to succeed.
With 5-9 Unit Loans, you can secure financing for larger multi-family properties that generate steady rental income. These loans typically offer competitive rates and terms tailored to the needs of investors. Eligibility is primarily determined by the property’s cash flow and debt service coverage ratio (DSCR), making them an excellent option for borrowers who may not meet conventional loan requirements. Additionally, they provide options for renovation and upgrades, helping you maximize the value of your investment.
At Cascade Home Loans, we specialize in multi-family property financing. Our team works closely with you to understand your investment goals, evaluate property income potential, and customize loan terms to fit your needs. From pre-approval to closing, we streamline the loan process, ensuring you have the financial tools to grow your real estate portfolio confidently.
Apply for your loan without worrying about upfront application costs, so you can focus on finding the right home and financing solution.
Real estate investors and developers with experience managing income-generating properties or strong financial profiles typically qualify.
Eligibility is based on the property’s cash flow and debt service coverage ratio (DSCR), not personal income.
Properties with 5-9 residential units, as well as mixed-use buildings with residential and commercial spaces, are eligible.
Yes, most lenders require a down payment, typically ranging from 20% to 30%, depending on the loan terms.
No, many 5-9 Unit Loans allow financing for renovations and upgrades to increase property value and rental income.
Yes, refinancing options are available to help you secure better rates or terms and access equity for additional investments.
Don’t just take our word for it
Pippy and his team were the best, very efficient and communicative throughout the entire process!
Great experience from start to finish with Andrew Pippy. He was super responsive, explained everything clearly, and made the whole mortgage process way less stressful. Not to mention he gets closing completed super quickly! We were able to close a week earlier than expected. Highly recommend!
I’ve worked with Jason before when I was originally going through the process of buying my house, he is very well educated and will help you every step of the way, highly recommend his services. Absolutely top tier!
Great company with top tier values. Clients always come first and the guys work harder than anyone I’ve ever seen to make things happen. Would not feel taken care of getting a loan anywhere else.
Mat was immensely helpful, communicative, and all around a pleasure to work with as my husband and I navigated our first home-buying experience! Highly recommend.
Andrew Pippy with Cascade went above and beyond for our home purchase! He was able to facilitate everything for my VA Loan and we were able to lose 18 days after offer acceptance!!! Unreal timing and service from this team. 10/10 service and communications, will do business with again!
“Working with Andrew Pippy and his team was a seamless experience. Communication was always clear and secure, and he consistently responded promptly. I truly appreciate the excellent support—thank you!”
Mat was wonderful to work with and made our first time home buying process super easy! Extremely communicative and professional!
Matt recently helped us refinance our home. We had a great experience! Matt is so patient and answered all of our questions. We look forward to working with Matt again in the future.
