5-9 Unit Loans provide real estate investors with the financing needed to purchase or refinance multi-family properties for income generation.
5-9 Unit Loans are a specialized financing solution tailored for investors and developers looking to acquire, refinance, or renovate multi-family properties with 5 to 9 units. Unlike traditional residential loans, these loans are designed to cater to the unique needs of multi-family property owners, focusing on the property’s income potential rather than personal income. Whether you’re expanding your portfolio or making strategic upgrades, 5-9 Unit Loans offer the financial flexibility you need to succeed.
With 5-9 Unit Loans, you can secure financing for larger multi-family properties that generate steady rental income. These loans typically offer competitive rates and terms tailored to the needs of investors. Eligibility is primarily determined by the property’s cash flow and debt service coverage ratio (DSCR), making them an excellent option for borrowers who may not meet conventional loan requirements. Additionally, they provide options for renovation and upgrades, helping you maximize the value of your investment.
At Cascade Home Loans, we specialize in multi-family property financing. Our team works closely with you to understand your investment goals, evaluate property income potential, and customize loan terms to fit your needs. From pre-approval to closing, we streamline the loan process, ensuring you have the financial tools to grow your real estate portfolio confidently.
Apply for your loan without worrying about upfront application costs, so you can focus on finding the right home and financing solution.
Real estate investors and developers with experience managing income-generating properties or strong financial profiles typically qualify.
Eligibility is based on the property’s cash flow and debt service coverage ratio (DSCR), not personal income.
Properties with 5-9 residential units, as well as mixed-use buildings with residential and commercial spaces, are eligible.
Yes, most lenders require a down payment, typically ranging from 20% to 30%, depending on the loan terms.
No, many 5-9 Unit Loans allow financing for renovations and upgrades to increase property value and rental income.
Yes, refinancing options are available to help you secure better rates or terms and access equity for additional investments.
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Matt is a pleasure to work with. He helped me through every part of the home buying process answering any and all of my questions along the way. He is hard working, timely, and easy to understand. I would recommend him!
Andrew was a dream to work with. I had a complicated situation and he was there to help me throughout the whole process. He was extremely helpful with all of the difficult situations that came his way. I would not hesitate to recommend him to anyone.
We closed on the house in less than 28 days and this was the first time we ever applied for a loan( FHA). Working with Andrew was literally a breeze. He was very responsive and connected us with anyone we may need during the entire loan process. He was honest, thoughtful, and helpful each step of th... Read more
Trying to buy a house in a red-hot market is a challenge; having Andrew on the finance side made everything so much easier. We made offers on several properties and every time Andrew was able to provide an approval letter immediately. When we finally had an offer accepted, he made the process clear ... Read more
Andrew stayed on top of everything and made the process very easy, under 2 weeks from submission to clear to close. I would absolutely recommend him to anyone in the future.
From the first contact “let me pull over I am driving and I will have a quote for you”: which only took about 25 mins max to today, the day of closing it has been little more than 31/2 weeks and it is all because of Andrew’s undivided attention, availability and determination. A pleasure to work wit... Read more
It was a pleasure working with Andrew in both shopping for a mortgage and then completing the mortgage application and closing process. He was professional and very easy to work with…open to talk at any time and answer any questions…right up to the closing. He was even present at the closing to agai... Read more
My wife and I had a difficult situation between buying and selling homes with different agents and being long distance. I found Andrew multiple times going above and beyond what he should be doing. Recognizing that buying/selling house waits for no one makes it difficult when you are at work, Andrew... Read more
Andrew was very responsive and went out of his way to make sure we always had all of our questions answered. He worked with us to make sure that we could afford our home and get into it quickly, before we even found one to put an offer in. Even after closing, he continued to answer our questions and... Read more
Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.
